Credit Card Fraud Explained

How Does Credit Card Fraud Occur?

There are many different ways that criminals can commit credit card fraud, but the general idea is always the same: to get money from a credit card account without the owner’s permission.

Sometimes this is done by stealing someone’s wallet or purse, which may contain their credit cards, or it can be done by hacking into a credit card company’s computer system and stealing people’s account information.

Another common way to commit credit card fraud is to create fake credit cards using stolen account numbers.

Once the criminal has the victim’s credit card information, they can use it to make purchases online or in stores, or they can withdraw money from an ATM.

Sometimes they will even sell the stolen credit card information to other criminals.

How do online transactions detect fraud?

  1. Use Address Verification Service (AVS)
  2. Pay Attention to User Location.
  3. Record the Shipping Destination.
  4. Beware the Use of IP Proxies.
  5. Google Is Your Friend.
  6. Check Email Addresses for Reputable Domains.
  7. Look Out for Patterns in Fraud and Theft.
  8. What Are the Most Common Ways You Can Catch Fraudsters?

Credit card fraud is a serious problem, and it can be very costly for the victims. If you think you may have been a victim of credit card fraud, you should contact your credit card company or bank immediately.

How to Avoid Digital Marketing Scams

Tips for Avoiding Digital Marketing Scams

With the ever-evolving landscape of digital marketing, it can be difficult to keep up with the latest trends and tactics. This is especially true when it comes to scams.

As scammers become more sophisticated, they are constantly coming up with new ways to trick people into giving them money or personal information.

Here are some tips for avoiding digital marketing scams:

1. RESEARCH PRODUCTS & SERVICES

Before you sign up for any type of service or give away your personal information, do some research to make sure the company is legitimate.

Check out their website and see if they have a physical address or contact number that you can reach them at. Read online reviews from other customers to see if they had a good experience.

2. Be careful of too-good-to-be-true offers.

If an offer seems too good to be true, it probably is. Scammers often use high-pressure tactics or make false promises in order to get people to sign up for their services or give away their personal information.

3. Stay vigilant.

Be on the lookout for suspicious emails, phone calls, or websites. Don’t click on any links or download any attachments from unknown sources. If you’re not sure whether an email is legitimate, contact the company directly to ask them about it.

4. Use strong passwords and anti-virus software.

Make sure your passwords are strong and unique, and update your anti-virus software regularly. This will help protect your computer from getting infected with malware or ransomware.

5. Be careful about sharing your personal information.

Don’t share your social security number, credit card information, or bank account details with anyone unless you absolutely trust them.

By following these tips, you can help protect yourself from digital marketing scams.

Common Digital Marketing Scams

Digital marketing can be a great way to reach new customers and grow your business, but it’s also a popular way for scammers to try to steal your money.

Here are some of the most common digital marketing scams:

1. Fake online reviews.

2. Phishing emails.

3. Bogus social media posts.

4. Malicious software downloads.

5. Pyramid schemes.

6. Online surveys that require payment up front.

7. Fake shopping carts or order forms.

8. Credit card fraud.

RELATED RESOURCES:
http://grahamharvey.org/
http://paulmorrissey.org/
http://paulmccarthycork.com/
http://paulmccarthyinternational.com/

How to Avoid Phone Scams – Paul McCarthy’s Guide

It seems like every day, there is a new telephone scam making the rounds. Especially since covid began with everyone being at home so much more, it can seem like you’re getting calls every day.

These scam avoidance tips from Paul McCarthy provide best advice on how to recognise and thereby protect yourself from falling victim to online scams and phone scams, allowing you to safeguard your savings and your identity, and to avoid the anguish and distress that can be caused by such schemes.

paul mccarthy phone scams

What is A Phone Scam?

A phone scam is when a fraudster contacts you by phone and tries to trick you into giving them money or your personal information. They may claim to be from a government agency, a charity, or a company you know. They might say there’s an emergency and ask for immediate payment. Or they might try to get you to give them your credit card or bank account number so they can “verify” your identity.

Phone scammers often use high-pressure tactics to try to get you to pay right away. They may also threaten you with arrest or legal action if you don’t cooperate. And they may call repeatedly until they get what they want.

Some phone scammers even spoof their caller ID to make it look like they’re calling from a legitimate organization. This can make it harder for you to know it’s a scam.

How to Avoid Telephone Scams – Paul McCarthy Tips

Here are some tips to help you avoid getting scammed on the phone:

1. Don’t answer calls from unknown numbers.

If you don’t recognize the number, let the call go to voicemail.

2. If someone calls asking for money or personal information, hang up.

A real company or government agency will never call and ask for money or your personal information out of the blue.

3. Do some research if you’re not sure whether a call is legitimate.

You can look up the organisation’s phone number online and call them back to check.

4. Never give out your personal information or money to someone you don’t know.

This includes your PPS number, credit card number, or bank account number.

5. If you get a suspicious call, hang up and report it to the Gardai.

If in doubt always hang up the call.

Another important tip is to be aware of what types of scams are currently popular. You can do this by keeping up with the news or checking websites that list current scams.

paul mccarthy phone scams

What Are Common Phone Scams That Are Being Used?

The most common phone scams generally fall into one of three categories:

1. Imposter Scams:

These happen when someone pretends to be from a government agency or well-known company in order to try and steal your money. They might threaten you with arrest or say there is a problem with your social security number.

2. Debt Collection Scams:

In these scams, someone will call pretending to be a debt collector and try to trick you into paying them money that you may not even owe. They might use scare tactics or try to intimidate you.

3. Telemarketing Scams:

This is when someone calls trying to sell you something, like vacation packages or medical supplies, that is often not legitimate. They may also try to get you to give them your credit card information.

More Information on The Various Types of Telemarketing Scams

1. Bank scams

A bank telemarketing scam is when a caller contacts you, pretending to be from your bank or another financial institution. They may ask for sensitive information, such as your account number or Social Security number. They may also try to trick you into sending them money by asking you to wire transfer funds or purchase prepaid cards. Be very careful about giving out any personal information over the phone, and never send money to someone you don’t know.

If you receive a suspicious call from someone claiming to be from your bank, hang up and call the bank’s customer service number to verify the call. If you think you’ve been a victim of a bank telemarketing scam, contact your local law enforcement agency immediately.

2. Computer repair scams

Telemarketing scams are when a caller tries to trick you into paying for unnecessary computer repairs. They may claim to be from a well-known company, or say they’ve detected errors on your computer. They might even threaten to disable your computer if you don’t pay them.

These scammers hope that by catching you off guard, they can pressure you into paying for their bogus services. But there are steps you can take to protect yourself from these types of scams.

3. Compensation calls

The caller may tell you that they are aware that you’ve been in an accident and want to help you with your claim. Be very careful with these calls and do not share any information until you know that the call is genuine.

4. Revenue or HMRC scams

Revenue phone scams are when someone calls you pretending to be from the tax office. They may say that you owe taxes and must pay immediately, or threaten legal action if you don’t comply. The caller may also try to trick you into giving them your personal or financial information.

Revenue will never call you out of the blue to ask for money or your personal details. If you get a call like this, it’s a scam. Hang up and report it.

5. Number spoofing

Number spoofing is a type of phone scam where the caller deliberately changes their caller ID to make it look like they’re calling from a legitimate, trusted source.

6. Pensions and investment scams

Pensions and investment scams are becoming more common, and they can be very difficult to spot. These types of scams usually involve someone calling you out of the blue and offering you a free pension review or a ‘too good to be true’ investment opportunity.

They may also promise to reclaim money from an old pension scheme that you’re no longer paying into.

These scammers will often use high-pressure selling tactics to try and get you to make a decision on the spot. They may also give you false information about your current pension arrangements in order to trick you into transferring your savings to their fraudulent scheme.

If you receive one of these calls, it’s important not to engage with the caller and to just hang up the phone. Do not give them any personal or financial information, and if you’re unsure about anything they’ve said, please contact your pension provider or financial adviser for advice.

7. ‘Anti-scam’ scams

When you answer the phone and the caller asks “Can you hear me?”, they may be trying to scam you. This is a new twist on an old scam where the caller tries to get you to say ‘yes’ so they can use your recorded voice to sign you up for unwanted services.

Be very careful about giving out personal information or saying ‘yes’ to anything over the phone. If you’re not sure who is calling, hang up and call the company back using a number you know is legitimate.

How to Spot Scam Phone Calls?

Spotting Scam Phone Calls – Warning Signals

There are a few things you can look out for to spot a scam phone call.

1. Beware aggressive behaviour on the phone

Often, the caller will be very aggressive and try to scare you into paying them money.

2. Beware Someone Asking for Personal Information

They might also ask for personal information like your social security number or credit card number.

3. Beware Too Many Questions

If the person on the other end of the line is asking too many questions or trying to get you to do something that doesn’t seem right, it’s probably best to hang up.

4. Trust Your Gut

If something seems off it probably is.

Additional Tips to Avoid Phone Scams

Make Your Phone Number Private

Speak to your phone service provider, either your landline or your mobile phone about blocking unknown or unwanted calls.

What should I do if I’ve been a victim of a phone scam?

Scammers are constantly finding new ways to trick people and phone scams are changing all the time. If you’ve been the victim of a scam don’t be embarrassed to report it. It can happen to anyone.

By following these tips, you can help keep yourself safe from telephone scams. Remember, if something seems too good to be true, it probably is. Do not let yourself be scammed out of your hard-earned money or your personal information. Be smart and stay safe!

Finally, trust your gut. If something about a call feels off, it probably is. Do not be afraid to hang up on a caller if you feel like something is not right. It is better to be safe than sorry.

See related articles here:

https://www.easypresswire.com/release/1825-paul-mccarthy-cork-shared-how-online-scams-can-be-avoided.html
https://twitter.com/cork_mccarthy
https://soundcloud.com/paulmccarthycork/how-to-spot-and-avoid-online-scams-paul-mccarthy-cork-guide
https://paulmccarthycorkscampreventiontips.blogspot.com/

Presenting the Cork Firewalk

Cork Firewalk Supports IOPD & Orphan Children of Belarus.

For those who were ready to face their fears on Saturday the 5th February we salute you.

Over 200 brave souls showed to take on the ultimate challenge and to walk over hot coals, and through fire at Firewalk Cork organised by Paul McCarthy and facilitated by SteveyJ.com all in aid of supporting IODP and the orphan children of Belarus.

What is A Firewalk?

Firewalking is the act of walking barefoot over a bed of hot embers or stones.

Firewalking has been practiced by many people and cultures in all parts of the world, with the earliest known reference dating back to Iron Age India c. 1200 BC. It is often used as a rite of passage, as a test of an individual’s strength and courage, or in religion as a test of one’s faith.

PHOTOS & UPDATES ON THE NEXT EVENt COMING SOOn

Date and time

Sat, 5 February 2022

16:30 – 18:00 GMT

Location

The Black Market Ltd

Monahan Road

T12 NXN1 Cork

Ireland

View Map

Cork Firewalk – Continuing to Support the Orphanages of Belarus

When a war starts it can be very difficult to imagine the turmoil, anguish and fear that normal, healthy people with a family, good health and employment experience, as everything gets turned on its head.

When they have to leave jobs, homes and families to fight and possibly die to protect their country, their family and their way of life.

Now imagine how much that fear will be amplified by people who do not have their full faculties, and who are relying on the care and support of able-bodied people to look after them, to speak to them, to feed them and to care for them.

Its in times like this that the care and goodwill of those who give to disadvantaged and sections of the community is so important and that is why IODP and their volunteers and supports continue to fundraise during the difficult times.

Going Back to Belarus?

Revisiting the Orphanages of Belarus at the moment is an extremely dangerous proposition right now, with the war in Ukraine and that is why IODP and its supporters and volunteers are doing all they can from Ireland, and elsewhere to continue to support the orphanages during this time of severe political turmoil and uncertainty.

Belarus, officially the Republic of Belarus, and historically Byelorussia, is a landlocked country in Eastern Europe. It is bordered by Russia to the east and northeast, Ukraine to the south, Poland to the west, and Lithuania and Latvia to the northwest.

At the current moment with the ongoing attack on Ukraine by Russia, visits  to this area would be fraught with extreme and unnecessary danger to life.

However, the people of Ukraine, Belarus and the orphanages of Belarus are firmly in the hearts and minds of IODP and their volunteers who look forward to returning when peace returns to the area.

Catch Up with Paul McCarthy on TikTok

Foenana Inauguration Report

EXCERPTS FROM THE OFFICIAL ADSUM REPORT –

Foenana Inauguration Report

Adsum Foundation are pleased to share a report on the inauguration of the three-classroom primary school building at Fonenana, funded by the Mc Carthy family and Adsum Foundation which took place on 23rd March.

The event began in the usual way with the raising of the Malagasy flag, singing the National Anthem, and a series of speeches, most of which included expressions of thanks and appreciation for the Mc Carthy family and Adsum Foundation’s generous support.

This was a particularly well attended and lively event, mainly thanks to the presence of the Director of Mass Education and Civism, representing the Minister of Education.

Also present were the Secretary General of the Governor of Itasy and the Regional Director of Education in Itasy; The Mayor of Imerintsiatosika and Mayors and Village Heads from other, nearby communities and regional officials, including the head of the Gendarmerie.

… After the Mayor’s speech it was for the children show their joy and participate in the ceremony by dancing.

Let the Party BEGIN!

Mission Accomplished

Good News Foenana School is Now Open for Business!

At the Grand Opening the Village Head was first to give a speech.

He began by welcoming the guests and invited them to

“Thank God, in His glory, that through him our dreams have come true”

and thanked MDF’s partners from overseas. He continued,

“No words can describe our happiness and appreciation on this special day.”

He ended his speech by thanking everyone who contributed to the building of the school, including natives of the village, friends from Antananarivo, and the pupils’ parents who had supplied local building materials as their contribution to the project’s success.

He urged everyone to take good care of the school, and said he hoped funds could be found to build a fence around the school and renovate the original school building which dates from 1958.

NEW Fonemana School Approaches Completion

Community Pitch In to Help Complete New School at Fonemana

One of the most important things that a local community project needs is support within that community, so when you see grown men and women lifting a spade or a hoe to help things move along its a really good sign.

Community Support

Good things don’t always just happen by themselves, but when there is a force for good, and for positive change, oftentimes people will welcome that change and get stuck in.

As you can tell from the images that we are sharing, purely from the number of people present it is clear that they are excited and engaged by what is going on, and the new school that their children will be enjoying and benefitting from soon.

Supporting the Local Economy

Another key thing going for the project is that as well as local manpower, they are also sourcing and using local materials, and so the local economy will derive benefit from the school redevelopment budget being invested in the area. Helping to sustain employment and support local businesses.

And slowly but surely, with a lot of hard work and determination, a beautiful new school nears completion at Fomemana.

Open by Easter with a fair wind…

All that remains is to add windows and doors and then to kit it out in preparation for serving the children of Fonemana, and as the project leader Gavin has shared, with a fair wind it will be ready to open by Easter or shortly after Easter.

These are exciting times and we look forward to sharing more news soon.

Jackie McCarthy & Friends Go Christmas Shopping

Wishing You A Happy Christmas to All At Edel House & The Simon Community Cork

At this time of year, people love to know that someone cares. Especially if things have been tough over the last few months, or the last few years.

And this year Jackie Mc Carthy and her friends and family decided to do something about it by going shopping, and the list started with 300 sleeping bags..

You see this year, Jackie and co. were going shopping for the good residents of Edel House and the Simon Community in Cork, who do a fantastic job of supporting the homeless, and people getting out of abusive relationships.

And with a little experience in this area, they started by asking Edel House and the Simon Community what they needed, so that the funds raised were put to the best effect, and would have the greatest benefit and real-time impact for the residents of Edel House and the homeless people of Cork.

And just like the A-Team, their plan worked to perfection and the final sleeping bags have been delivered!